Late payments, overdue invoices, payment fees and cash flow: practical ways to collect what clients owe you.
What to do when a customer won't pay an invoice: demand letter, payment plan, small claims, mechanics lien, collection agency or write-off, with costs, limits and deadlines from official court sources.
A day-by-day plan for an overdue invoice: when to email, when to call, when to add a late fee or pause work, and when to send a final notice or go to small claims.
Stripe vs PayPal fees worked out on a $2,000 invoice: $58.30 for a domestic Stripe card payment, $70.29 for PayPal, plus international, conversion, dispute and card surcharge rules.
31 sourced late payment statistics for 2026: how many invoices are paid late, how late, what it costs small businesses and freelancers, and what speeds up payment.
Being profitable but broke is a cash flow problem, not a client problem. Here is why it happens to freelancers, and the simple money system that fixes it.
Copy-paste overdue invoice email templates for day 7, 21 and 30+, plus subject lines and tips for asking for payment politely without losing the client.