Net 7 means the full amount on an invoice is due within 7 calendar days of the invoice date, and net 10 means it is due within 10. An invoice dated June 1, 2026 is due June 8 on net 7 and June 11 on net 10.
They are the shortest numbered invoice payment terms in common use, shorter than net 15 and with a fixed deadline that due upon receipt lacks. This guide covers how to work out the due date, how the two compare with longer terms, and why businesses that bill every week tend to settle on net 7.
What does net 7 mean on an invoice?
Net 7 is a payment term that gives the client 7 days to pay the full invoice amount. "Net" means the total owed, with no early-payment discount taken off. "7 days net" and "net 7 days" mean the same thing.
The same rules apply as for every net term:
- The clock starts on the invoice date. It does not start when the client opens the email or approves the invoice.
- Days are calendar days. Weekends and public holidays count unless the invoice says "7 business days."
- Day 7 is the deadline. The invoice is late from day 8.
Net 7 has one useful quirk. Because a week is exactly 7 days, the due date always falls on the same weekday as the invoice date. Invoice on a Friday and payment is due the next Friday, so the due date never lands on a weekend unless you invoiced on one.
What does net 10 mean?
Net 10 gives the client 10 calendar days from the invoice date to pay. It is a small step up from net 7 for clients who need slightly more than a week to get an invoice approved.
Net 10 is a different term from "10th prox" or "net 10th," which mean payment is due on the 10th day of the following month. An invoice dated October 28 on net 10 is due November 7. On 10th prox it is due November 10, and an invoice dated October 1 would also be due November 10. The EOM section of our payment terms guide explains those month-end terms.
How do you calculate a net 7 or net 10 due date?
Add 7 or 10 days to the invoice date. When the count runs past the end of the month, carry the remainder into the next one.
| Invoice date | Net 7 due date | Net 10 due date |
|---|---|---|
| Monday, June 1, 2026 | Monday, June 8 | Thursday, June 11 |
| Thursday, October 29, 2026 | Thursday, November 5 | Sunday, November 8 |
| Tuesday, November 24, 2026 | Tuesday, December 1 | Friday, December 4 |
| Monday, December 28, 2026 | Monday, January 4, 2027 | Thursday, January 7, 2027 |
Net 10 moves the weekday forward by three. An invoice sent on a Wednesday or Thursday falls due on a Saturday or Sunday. If you use net 10, decide whether a payment on the next business day counts as on time and say so on the invoice, or write the exact due date and choose one that falls on a weekday.
How do net 7 and net 10 compare with net 15 and net 30?
Each extra day of terms is another day your money sits with the client. The table uses the same simple model as our other payment terms guides: you bill $4,000 a month, evenly through the month, and every client pays on the due date.
| Term | Days to pay | Invoice dated June 1, 2026 is due | Average amount waiting to be paid on $4,000 a month |
|---|---|---|---|
| Net 7 | 7 | June 8 | about $930 |
| Net 10 | 10 | June 11 | about $1,330 |
| Net 15 | 15 | June 16 | about $2,000 |
| Net 30 | 30 | July 1 | about $4,000 |
Moving a client from net 30 to net 7 frees about $3,000 that would otherwise sit unpaid at any given time. Real clients often pay after the due date, so actual waits run longer, but the gap between the terms holds. For the longer end of the scale, see our guide to net 30 payment terms.
Why do weekly-billing businesses use net 7?
Net 7 matches a weekly billing cycle. Each invoice is due the day the next one goes out, so a client never has more than one unpaid invoice in front of them unless they are already late.
Take a cleaning business that invoices its weekly clients every Friday on net 7:
| Invoice sent | Covers | Due |
|---|---|---|
| Friday, November 6, 2026 | Cleans from November 2 to 6 | Friday, November 13 |
| Friday, November 13, 2026 | Cleans from November 9 to 13 | Friday, November 20 |
| Friday, November 20, 2026 | Cleans from November 16 to 20 | Friday, November 27 |
| Friday, November 27, 2026 | Cleans from November 23 to 27 | Friday, December 4 |
If the November 6 invoice is still open when the November 13 invoice goes out, you know straight away and can follow up before a second week of work stacks on top. On net 30, the same client could run up four or five weekly invoices before the first one is even late.
The same pattern suits a landscaper billing weekly mowing, a dog walker, a tutor, or any service sold by the visit. Some businesses with regular customers prefer to bill monthly instead and send one invoice for the month's visits. Net 7 works for that too, since the client gets a single invoice with a one-week deadline. Our pages on invoicing for cleaning businesses and invoicing for landscapers cover both setups.
When is net 7 too short?
Net 7 suits consumers, sole traders and small businesses where the person who approves the invoice also pays it. It gets harder once an invoice has to pass through an accounts payable team.
Use net 10 or net 15 instead in these cases:
- The client's finance team pays vendors on a fixed weekly or twice-monthly run
- The invoice is large enough to need a second approval
- The client pays by bank transfer from a business account, which can take a day or two to arrive
- The client has asked for a little more time and has a good payment record
Net 10 gives a client with a weekly payment run two chances to catch the invoice. Large companies that require net 30 or longer rarely move to net 7, so ask them for a deposit before work starts instead. Our guide to payment in advance covers how to invoice for one.
How do you write net 7 or net 10 on an invoice?
Put the term and the actual due date next to the invoice total. Writing the date saves the client from counting days.
Invoice date: November 6, 2026 Payment terms: Net 7 Payment due: November 13, 2026
For net 10, the same format works, with a line that settles the weekend question:
Payment terms: Net 10. Payment due: November 8, 2026. Payments received on the next business day are treated as on time.
If you charge a late fee, agree it in your contract first and repeat it on the invoice:
Payment terms: Net 7. Invoices unpaid after the due date are subject to a 1.5% monthly late fee.
Rules on late fees and interest differ by country and state, and some places cap them, so check what applies where you and your client are based.
How do you get paid on time on net 7?
A one-week term leaves little room for a slow invoice, so remove every delay you control:
- Send the invoice the day the work is done, or the same day each week if you bill weekly.
- Write the due date on it, not only "net 7."
- Include a pay link. A client who can pay by card from their phone pays sooner than one who has to set up a bank transfer.
- Remind the client the day before it is due, and again the day after if it is still open.
- Follow up firmly once it is late. Our guide to handling late-paying clients has email templates for each stage.
SolidInvoice handles most of this for you. Every invoice includes a link where clients pay by card or PayPal. Recurring invoices go out weekly, every two weeks or monthly, so a regular client is billed on the same day each cycle. On Pro and Business plans, payment reminders send automatically on the schedule you set. Plans start at $9 a month. Start a 14-day free trial to set up your first recurring invoice.
Net 7 and net 10 payment terms FAQ
What does net 7 mean?
Net 7 means the full invoice amount is due within 7 calendar days of the invoice date. An invoice dated June 1, 2026 is due June 8. Because a week is 7 days, the due date always falls on the same weekday as the invoice date.
What does net 10 mean?
Net 10 means the full invoice amount is due within 10 calendar days of the invoice date. An invoice dated June 1, 2026 is due June 11. It gives clients slightly more than a week, which helps when an invoice needs approval before it is paid.
Is net 7 calendar days or business days?
Net 7 means 7 calendar days, so weekends and holidays count. If you mean business days, write "7 business days" on the invoice and in the contract. Otherwise most clients will read it as calendar days, and the due date can end up in dispute.
Is net 7 too short for business clients?
Net 7 works for small businesses where the owner approves and pays invoices. Larger companies with an accounts payable team often pay on a weekly or twice-monthly run and may miss a 7-day deadline. Offer them net 10 or net 15, or take a deposit if they insist on net 30.
Is net 10 the same as 10th prox?
No. Net 10 means payment is due 10 days after the invoice date. 10th prox, sometimes written "net 10th," means payment is due on the 10th of the month after the invoice date, so an invoice dated October 1 is due November 10 under 10th prox and October 11 under net 10.
Can I charge a late fee on a net 7 invoice?
You can if the client agreed to the late fee before you sent the invoice. Put the clause in your contract and repeat it on the invoice. A common clause is 1.5% per month on overdue balances. Check the late fee and interest rules where you and your client are based, since some places cap them.